Health Insurance

The UUA is pleased to offer member organizations Health Insurance through Highmark BCBS.

Plan Updates for 2023


For calendar year 2023, we are raising base rates by 7%. Members currently in the Health Plan will also see a small age adjustment, ranging from 0% - 3.99% - a little lower for younger members and a little higher for older members. This 7% increase is in line with changes in the health insurance market and with the rate of medical cost inflation. It also supports Plan Trustees’ best estimate of what the Plan requires for long-term financial strength.

Deductibles and Out-of-pocket Limits

Our Health Plan deductibles and out-of-pocket maximums are the same as the adjustment for 2022 after staying nearly static since 2017; these must be indexed periodically to keep up with health care inflation. See our Health Plan Level Comparison Grid (PDF) for details.

Prescription Drug Plans

The option will remain to use a generic medication even when a brand is available, members will now pay the difference in cost between the generic and brand (Sensible Rx). In addition, a limited number of members will be able to take advantage of manufacturer coupons while using in-plan coverage, reducing the co-pay to zero (Copay Armor). Highmark will be changing the PDM to Accredo Health effective January 1, 2023 and members will receive information to explain generic options and the coupon program.

Prospective UUA Health Plan Participants

Current UUA Health Plan Participants

For Congregational Employers and Administrators

Useful Links

Employee Benefits Trust

The UUA Health Plan is operated by the Health Plan Trust, established by vote at the UUA Board of Trustees meeting on October 22, 2006.

To review our auditor's findings, please check out our Audit Report (PDF) and Audit Closing Communications (PDF).