We are pleased to offer dental insurance through Guardian.

Premiums

• Individual: $60 per month
• Two-Person: $120 per month
• Family: $148 per month

Eligibility

• Are you eligible for dental insurance?
• As a retiree, are you eligible for dental insurance?

Plan Details

• Dental PPO Plan Summary (PDF) (not available in Texas)
• Dental Network Access Plan Summary (PDF) (available in Texas only)
  • Texas law prohibits Dental PPO plans. Texas residents will be enrolled in the Dental Network Access Plan(PDF). The premiums and most benefits are the same. There is no additional incentive paid for choosing an in-network dentist or for the Annual Maximum Rollover (PDF).

Enrollment

You have 60 days from your date of hire to enroll in Dental insurance. Please see our page about qualifying events for enrolling outside that time period. You may also enroll during Open Enrollment, held each November, with coverage effective on January 1 of the following year.

• Please complete the PDF enrollment form:
  • Dental Enrollment Form (PDF)
  • Texas residents must use the Texas Enrollment Form (PDF)
• Submit this form via our Benefit Enrollment Form.
• Retiring and wish to continue dental enrollment?
• Do you need to add a dependent to your dental coverage outside the bounds of an Open Enrollment opportunity?
• COBRA packet will be sent after termination to continue coverage
• Billing

For answers to the most frequently asked questions, read our Guide to Benefits (PDF). There have been no changes in benefits since the Guide was published in late 2019.

Other Benefits Offered along with Dental Insurance

Employee Assistance Plan

Guardian also provides an Employee Assistance Plan to all members enrolled in the life, LTD and/or dental plans. Help with Health, Family, Legal and Financial issues is available online at IBH WorkLifeMatters and by phone at 1-800-386-7055. The website contains an abundance of helpful information including articles, videos, classes and more. Help is also available by phone and by referral to legal, counseling and other providers.

• Employee Assistance Program Overview (PDF)
• Employee Assistance Program Quick Links (PDF)

Vision Plan

If you enroll in Guardian Dental, vision benefits are covered through EyeMed at no extra charge. Keep in mind that the companies are separate—Guardian does Dental; EyeMed does Vision.

You will receive an EyeMed ID card in the mail directly from EyeMed.

Please read this EyeMed Benefits Summary (PDF) for details of the coverage provided. Eyewear coverage includes lenses, frames, and contact lenses only. Beginning in 2023, EyeMed will also cover routine eye exams.