2026 Open Enrollment Information

Open Enrollment runs from November 1 through December 12, 2025.

This is your annual opportunity to review, update, or enroll in benefits for the upcoming year. There is a strict cutoff on December 12, so it’s recommended that you submit your forms early to avoid delays.

Coverage for all elections made during this period will be effective January 1, 2026.

If you missed our 2026 Open Enrollment webinar, you can view it here for some important information regarding the 2026 plan year!

Plans Available for Enrollment

You may enroll in or make changes to the following plans:

• Health insurance
• Dental and vision insurance
• Life insurance
• Long-term disability
• Hospital and accident indemnity

Special Enrollment Opportunity

• This year, we are offering a one-time open enrollment for Life and Long-Term Disability coverage. If you missed your initial enrollment period, this is your chance to sign up for these important benefits without needing to answer medical questions through the Evidence of Insurability process.

Rates and Premiums

• You can use the 2026 Health Plan Rate Calculator to estimate your costs for 2026.
• A letter from Richard Nugent on 2026 Health Plan premiums (PDF)
• Premiums for Life, Long-Term Disability, and Dental plans will remain the same for 2026.
• To enroll, please submit a Benefit Enrollment Form beginning November 1st.

Plans We Offer

• Health Insurance
• Dental Insurance (and Vision Insurance)
• Long-Term Disability Insurance
• Life Insurance
• Accident Indemnity
• Hospital Indemnity
• Employee Assistance Plan (PDF) (available to employees and family members enrolled in Group Insurance plans.

Important Plan Administration Reminders

• Be sure to report all employee changes affecting insurance—including terminations, income, addresses, and qualifying life events within 30 days of the change.
• Please keep this billing information handy.
• See our Insurance Plans and Taxes page in LeaderLab to learn about the tax-related implications of insurance plans.

For Congregational Employers and Administrators

• Use our new Benefit Enrollment Form to enroll new employees
• Use our Employee Benefits Change Form to:
  • Terminate employees’ coverage
  • Change or update name, address, or other personal information
  • Update employees’ salary
  • Report any changes in employee benefits
  • Report a transition from one Congregation or UUA affiliated organization to another
• All employee changes must be submitted within 30 days of the effective change. We’re unable to process refunds or credits that go back more than 60 days from the date of the change.
• Billing Questions? Call our billing service at (877) 578-8705 or email us at insuranceplans@uua.org.