Since its inception in 2007, the UUA Health Insurance Plan has been committed to reflecting UUA values and delivering excellent customer service.

Our benefits are competitive, offering comprehensive coverage for people of all identities and for families of all shapes and sizes:

• We were ahead of everyone in offering benefits for our transgender members.
• We were years ahead of nearly all employers in implementing coverage for same-sex couples.
• We were far ahead of the ACA plans in offering comprehensive coverage for women’s health services.
• We were one of the first national plans to offer a generous hearing aid benefit.
• We are one of the few plans to include expanded coverage for children with learning disabilities.
• We’ve recently added a travel benefit so that Plan participants who need to go more than 100 miles from home for appropriate health care services can request reimbursement of reasonable travel expenses.

Premiums, benefits, and plan design are determined by the UUA Health Plan Committee, while claims processing and related services are provided through Highmark Blue Cross under contract with the UUA.

Deductibles and Out-of-pocket Limits

Please review our Health Plan Level Comparison Grid (PDF) for details.

Prescription Drug Plans

The option will remain to use a generic medication even when a brand is available, members will now pay the difference in cost between the generic and brand (Sensible Rx). In addition, a limited number of members will be able to take advantage of manufacturer coupons while using in-plan coverage, reducing the co-pay to zero (Copay Armor). Highmark members will receive information to explain generic options and the coupon program.

Prospective UUA Health Plan Participants

• Are you eligible for the UUA Health Plan? Do you have a qualifying event?
• Plan options
• Medicare
• Calculate your monthly premiums
• Enrollment information
• Check out our FAQ and learn how our Self-Funded health plan works!

Current UUA Health Plan Participants

• Review benefit details to feel confident you have the best plan option for your needs.
• Calculate your monthly premium for you and your dependents. (Your dependent rate is your total rate minus your rate as an individual.)
• Are you Transitioning from one Congregation or UUA affiliated organization to another?
• Access your Annual CHIP notice (PDF).
• Do you want to make changes to your coverage? Let us know your new Address? Have you changed your name?
• Create a personalized online account with Highmark
  • Access your claims information and Explanation of Benefits (EOB) documents
  • View your benefit booklet
  • Order replacement cards in the event yours is lost or stolen
  • Get free access to a number of programs and customized resources
  • Search for a provider.
• COBRA FAQ (PDF): information about continuing coverage after loss due to termination of employment, divorce, death or other qualifying event.

For Congregational Employers and Administrators

• Use this Change Form to:
  • Terminate employees’ coverage.
  • Change or update name, address, or other personal information.
  • Update employees’ salary
• Use this Transition Form to notify us if an employee is moving from one Congregation or UUA affiliated organization to another.
• Check employee eligibility
• Calculate your employee’s and their dependent’s monthly premium.
• Billing Questions? Call the toll-free number on the invoice or email us.
• The Employer Subscription Agreement (PDF)—must be on file at UUA Health Plan Office and church/organization office.
• Submit a monthly health plan contribution report, as required by the Department of Labor and the UUA audit process.
• Review our Considerations for Congregational Leaders and the UUA Health Plan.

Useful Links

• Health Plan Enrollment form
• Health Plan Change Form
• Health Plan Rate Calculator

Employee Benefits Trust

The UUA Health Plan is operated by the Health Plan Trust, established by vote at the UUA Board of Trustees meeting on October 22, 2006.

To review the Plan’s annual audited financial statements, please see Finance Teams and Financial Reports of the UUA on the UUA Finance Page.