Enrollment Instructions for Dental Insurance

Enrollment Timeframe

There is no waiting period before an eligible employee may apply to enroll. Newly hired/newly eligible employees must enroll within 60 calendar days of their date of hire/eligibility. See information below if an employee has a Qualifying Event.

You may also enroll during Open Enrollment, held each November, with coverage effective on January 1 of the following year.

Enrollment Procedures

Open Enrollment

If you have missed an enrollment opportunity or would like to add dependents without a qualifying event, Open Enrollment for Guardian Dental coverage is held each November. Coverage is effective on January 1 of the following year.

Effective Date

In most cases, the effective date of coverage is the date of hire. In the case of a qualifying event, enrollment must be completed within 30 days via the Benefit Enrollment Form.

The following is a sample list of qualifying events:

  • Marriage
  • Birth, adoption or placement of a dependent child
  • Termination or change of spouse‚Äôs employment
  • Divorce, legal separation or annulment
  • Death of a spouse