Benefit Details for Dental Insurance

Guardian Dental PPO

The UUA has access to the DentalGuard Preferred Network. You can see any dentist, but will pay less if you choose a PPO network dentist.

Calendar Year Deductible: Individual - $50, family limit- $150 (3 per family), Deductible is waived for Preventive Care. EFFECTIVE 1/1/19: Individual Deductible $75, family limit $225 (3 per family)

Covered Charges: See Guardian Dental PPO Benefit Summary (PDF) for details for residents of all states except Texas

Texas Residents: See Guardian NAP Dental Plan Summary (PDF) for covered charges

Preventive Care: 100% In or out of Network

Basic Care: 90% In Network and in Texas, 80% Out of Network

Major Care: 60% In Network and in Texas, 50% Out of Network

Orthodontia: Not covered

Annual Maximum Benefit: $1750

Maximum Rollover (PDF) allowed, Rollover Threshold: $700, Rollover Amount: $350

Find an in-network dentist, print an ID card, learn how to use your plan, get the mobile app and find other useful tools at Guardian Anytime (PDF)

Dependent Eligibility

Your spouse/domestic partner or unmarried child except:

  • A person in the military or armed forces
  • A person covered under this plan as an employee
  • A person who lives outside the United States or Canada
  • A dependent child age 26 years old or older