SMR provides financial assistance through its Clergy Fund to aged or needy Unitarian, Universalist, and Unitarian Universalist clergy and, through its Survivors Fund, to needy surviving spouses and orphans of deceased UU clergy. In determining need, consideration is given both to obligations and reasonable expenses and to income and principal resources available from all sources. The funds available for benefits are derived both from contributions for current use and from endowment funds. Benefits are determined by SMR's Board of Directors, over half of whom, including the President and Secretary, are UU clergy. Applications for benefits from SMR and contributions by others wishing to promote the objectives of SMR should be addressed to the Secretary.