Loss of income due to disability can severely impact an employee and dramatically affect those who are financially dependent upon the employee.
Cancer is one of the leading causes of new and ongoing disability claims. Excess body weight, chronic health conditions and tobacco use are just a few of the many factors that may increase your risk of disability.
Long-term disability (LTD) insurance is meant to help replace a portion of one's pre-disability earnings when that income is lost because of inability to work for longer than 90 days due to disease or injury.
Because long-term disability insurance helps to protect the stream of income, it is among the most valuable components of a comprehensive financial safety net.
Most employer/congregations self-fund the first 90 days of their employees' disability.
The UUA's Office of Church Staff Finances does not offer Short-Term Disability insurance.
For more information contact groupinsurance @ uua.org.
This work is made possible by the generosity of individual donors and congregations.
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Last updated on Tuesday, April 16, 2013.
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