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The annual premium for this long-term disability (LTD) coverage is 1% of the amount insured; divide that amount by 12 to obtain the monthly premium.
To calculate the per-paycheck cost for this coverage, complete the calculation below:
Example 1: The annual LTD premium for a minister with a combined salary and housing allowance of $57,000 will be $570. Divide the annual cost by 12 to obtain the monthly premium—in this example, $47.50/month.
Example 2: The premium for a staff member with earnings of $28,000 will be $280 per year, divided by 12 equals $23.33 per month.
For more information contact groupinsurance @ uua.org.
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Last updated on Tuesday, April 16, 2013.
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