What you are now is what you have been, what you will be is what you do now. — The Buddha

Invite older family members to tell a favorite story about money from their childhood. Reflect with them on the similarities and differences between generations with regard to money.

Create a journal to track your discretionary spending (the things you choose to spend money on rather than the things you must pay for). Each time you make a choice about how to spend your money, record it in the journal and reflect on how your spending does or not does not align with your values. What patterns or trends do you see over a month, six months, or a year?