Benefits & Highlights
The Unitarian Universalist Association (UUA) Health Plan provides comprehensive coverage with an emphasis on affordable preventive care.
- Members under age 65:
- Use 1 of 3 Preferred Provider Plans (PPO).
- Have increased benefits when choosing In-Network providers.
- Have complete flexibility to use any licensed provider.
- Members over age 65:
- Participate in a plan that is based on a Standard Medicare Plan F.
Highlights of the PPO plans include:
- New for 2010—The standard PPO now covers all diagnostic testing in full with no deductible.
- You may select your own physician from more than 720,000 providers from coast to coast.
- No evidence of insurability is required, and there are no exclusions for preexisting conditions during the open enrollment period or within 30 days of a qualifying event (PDF).
- No primary care gatekeeper is required. You may make your own decisions about specialists.
- The plan offers complete portability across the U.S.; the plan goes with you if you change jobs within Unitarian Universalist (UU) organizations, with no new eligibility tests.
- All plan options provide prescription drug coverage.
- Standard PPO has the most drug coverage, with a three-tier co-pay arrangement.
- High Deductible Plan 1 has 70% coverage after the deductible, and can be paired with an HSA account.
- High Deductible Plan 2 offers 70% coverage, with no deductible.
- All plans offer:
- Affordable annual physical exams to detect health problems before they become serious.
- Cover routine immunizations for children and adults.
- Access to all the major specialists included in the Blue Cross Blue Shield (BCBS) networks:
- Obstectrics
- Gynecology
- Cardiology
- Oncology
- Urology
- Pediatrics
- Various surgical specialties
- Well child visits and a full range of diagnostic testing.
- OBGYN specialists for women for routine gynecological exams and Pap tests.
- Mental health and substance abuse services are covered the same as any other illness.
- Emergency care is covered anywhere, through both in-network and out-of-network providers, with no co-pay if the patient is admitted to a hospital.
- Travel coverage goes with you anywhere through the BlueCard Worldwide® program.
- You have your own Blue Cross Blue Shield member card to present whenever you see a doctor, use hospital services, or have a prescription filled.
- Additional toll-free telephone support is provided through the Blues On Call (sm) health decision and support service, available 24 hours every day.
- Access to the Highmark Blue Cross Blue Shield website offering:
- Provider participation information.
- Health resources.
- Confidential health decision support.
For more information contact healthinsurance @ uua.org.
Last updated on Tuesday, October 20, 2009.
