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New Gift Annuity Rates Starting July 1, 2008

The American Council on Gift Annuities is lowering the rates for charitable gift annuities established after June 30, 2008.

The present rate for a couple, ages 63 and 65, who establishes a $10,000 gift annuity is 5.6%, after June 30 it would be 5.3%. This is a 5.7% decrease in the rate. If you have been thinking about a Charitable Gift Annuity with the UUA, now is the time to get started and lock in the current higher rate.

Gift annuities are simple to put into place and can be funded with cash, securities, and even real estate. You may choose to arrange a deferred or flexible gift annuity which will secure the current rate and give you options about when you would like to start receiving annuity payments.

The UUA’s Umbrella Giving Program enables you to designate your gift annuity beneficiaries as your congregation, other Unitarian Universalist entities, the UUA or a combination of these up to 100%, all managed at no cost to you.

To learn more about charitable gift annuities and other gift planning options, please contact the Office of Legacy Gifts at giftplans@uua.org or by phone at 888-792-5885. Also, check out the following online resources:

Sample Rates

Single Life
Age Current Rate   July '08 Rate
60 5.7% 5.5%
65 6.0% 5.7%
70 6.5% 6.1%
75 7.1% 6.7%
80 8.0% 7.6%
85 9.5% 8.9%
90 11.3% 10.5%

Two Lives—Joint and Survivor
Age Current Rate   July '08 Rate
60/65 5.5% 5.3%
65/69 5.7% 5.5%
70/75 6.1% 5.8%
75/79 6.6% 6.2%
80/85 7.3% 6.9%
85/90 8.4% 7.9%
90/95 10.1% 9.4%

The tables published by the ACGA are extensive. Please contact us or visit the ACGA website to find your rate.

Last updated on Friday, May 2, 2008.

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